The fraud mechanism changes by channel.
A lender, insurer and payment aggregator should not receive the same risk page with a different noun.
Choose the operating model closest to yours.
Each page starts with the loss signal, sets the module order and defines a retrospective backtest around outcomes that the institution already records.
NBFCs and digital lenders
Application fraud controls for NBFCs and digital lenders exposed to first-payment default and synthetic applicants.
Banks and small finance banks
Application-time identity controls for banks and small finance banks across assisted and digital account opening.
Insurers
Personhood and cluster checks for insurer agent onboarding, policy issuance and claims-stage identity review.
Payment aggregators
Merchant personhood and network checks for payment aggregator onboarding and settlement-risk review.
Brokers and AMCs
Application-time personhood controls for brokers and asset managers responding to mobile-number risk intelligence.
The shared layer is application time.
KYC checks the credential. Credit and transaction systems answer other questions. We add evidence about who controls the application before an account or policy is active.
Bring the outcome label you already trust.
We design the backtest around first-payment default, confirmed account fraud, claims outcomes or merchant-risk decisions.
Book a backtest