Record 01
These terms govern the public website.
By using the site, you agree to these website terms.
The pages describe an application-time fraud-risk product and engagement process. Research is supplied for professional discussion, and any product service requires a separate signed agreement.
A signed product agreement supersedes these terms for the services and parties it covers. A product order is not created by reading the site or sending an enquiry.
Record 02
Public material may be inspected and discussed.
Use the site for lawful business evaluation and preserve the context of any quoted material.
Read and evaluate
You may read, link to and evaluate the public material for lawful business purposes.Quote with attribution
Reasonable quotation with clear attribution is permitted. Check a cited regulation or report at its source before relying on it.Submit business enquiries
You may use the contact and backtest request forms for lawful business evaluation by your institution.
Record 03
Do not turn a public illustration into a real decision.
The site is not an intake route for customer data, security testing or operational decisioning.
Do not interfere with the service
Do not bypass access controls, overload an endpoint, distribute malicious code or test a vulnerability in a way that risks other users or data.Do not misstate an output
Do not present public-site material as a production decision, measured performance result, customer endorsement or regulatory approval.Do not submit customer material
Do not place customer records, identity documents, account data, credentials or confidential case material into the public site or forms.Do not resell protected material
Do not republish the site, research or visual system as a competing commercial service.Use the disclosure route
A good-faith security report should follow the process on the security page and avoid accessing data that is not needed to describe the issue.
Record 04
Original material and source material remain distinct.
Third-party regulations, reports and trademarks remain the property of their respective owners.
Site copy, original research, product descriptions, code and visual material are protected to the extent applicable law permits. A citation or external link does not imply that its publisher endorses Praman Labs or this site.
If you believe material has been used incorrectly, send the page URL, the work at issue and the basis of the request to the legal contact below. We will review the record before changing or removing it.
Record 05
The public record can change or become unavailable.
Pages may contain an error, and external sources may move or be amended after publication.
Site availability
The site may be changed, suspended or unavailable without creating a service-level commitment.External sources
Links let readers inspect an underlying record. We do not control an external source’s availability, security or later amendments.Current authority
Check the current regulation, report or source publication before relying on a citation.
Record 06
No detection result or legal conclusion is promised.
The public site explains a product category; it does not make a decision for an institution.
Research sources should be checked at the cited publication. Each institution remains responsible for its legal, policy and operational analysis.
To the extent the final governing law permits, public material is provided without an implied warranty. Contractual service levels, security duties, liability limits and remedies belong in the signed product agreement.
Record 07
Questions and attribution requests use the legal route.
Product contracting terms are supplied separately.